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Health Insurance for One Week

“To sum it up…”

  • Short-term health insurance is available from many carriers
  • You need to be aware of laws and when health insurance is required
  • Shopping the market can open you up to the many short-term providers available

We all have different needs when it comes to health insurance. Some of us are fortunate enough to work for an employer where health insurance is provided to us. Others may be students who have health insurance provided to them through their college program.

What if you do not need persistent health insurance, though? What if your needs for a health insurance policy were such that you simply needed it for a one-week period?

Though it may seem odd, some of us truly only need health insurance for short amounts of time. Are there insurance providers out there which will be able to service this type of market? If so, as a consumer, what is the best course of action for you to take to become covered in such a capacity?

Looking for short-term health insurance? Enter your zip code on our site to get free quotes and connect with your state’s best providers!

One-Week Health Insurance Does Exist

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Believe it or not, it is possible to buy what is known as a short-term health insurance policy. Typically with health insurance, you are purchasing a policy that has a coverage period which is usually going last six-months or one year.

It is not too often that health insurance policies are bought or even sold with effective periods outside of these traditional intervals. They are certainly available though! If you need a one-week insurance policy, take action, do your homework, and get it for the length of time required.

Reasons to buy Short-Term Health Insurance

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Why would you need to buy a health insurance policy for a one-week period? You may be wondering this exact question as it could come across as a bit odd that such a policy should even be sought out. If you live in the United States, with the current health care law, having insurance is not an option, it is a requirement.

You need to be sure that you have covered under a health insurance policy for the entire year. There could be instances where the policy that you used to have is no longer available, and you need a bit of a gap in coverage to get you to your next one.

This happens to many college students and adults after they turn 26 and can no longer remain on their parents’ health insurance policies.

Loss of Health Insurance In-between Jobs

Think about someone who had a job where they received health insurance from their employer. They decided to change jobs, and as a result of that, they would have to change their insurance carrier.

You may stop work on a set day, only for the new job to not start for a few weeks later. What do you do for health insurance during that gap period?

A short-term health insurance policy fills that need. It is going to allow you to buy coverage for that one-week period in which you need it. You will not have to worry about going without health insurance or paying for multiple policies when it is simply not required.

With short-term health insurance, you can get covered for that week or two until your new job’s policy goes into effect.

Shop for Short-Term Health Insurance

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There is a lot that you can do on your own to get a hold of a short-term health insurance policy. If you want to find what is available to you, the best thing to do is to start by searching the Internet.

Just hop Google search and throw in a term that interests you, such as “one-week health insurance.” You are going to be amazed at the number of results that are going to appear..

Using a site like ours can help put you in touch with local health insurance providers free of charge. By entering your zip code and entering in some specifics like your age and the type of health insurance you need, you can gain instant access to dozens of free quotes.

Health insurance providers understand that there is a significant need in the market for short-term policies. They want to meet the demand of all potential customers and get them the coverage needed when they require it.

Pay attention to coverage limits when you compare health insurance quotes online. While $80 may seem like a great deal, it might not be worth the investment if you have a $10,000 deductible and 60-percent copays.

Don’t Put Off Getting Health Insurance

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It may seem tempting to just go without health insurance until the next open enrollment period, but it’s a good idea to invest in short-term coverage even if it’s only for a few months.

The IRS taxes anyone who goes without insurance longer than three consecutive months during the year, so use the short gap exception to find the right coverage for your needs and spare yourself any unnecessary fines!

Enter your zip code below to compare health insurance quotes for multiple types of policies and get the most value for your money!

  1. https://www.healthcare.gov/
  2. https://www.healthcare.gov/blog/3-ways-to-get-covered-if-you-re-under-30/
  3. https://www.statefarm.com/insurance/health/supplemental-insurance
  4. https://www.irmi.com/online/insurance-glossary/terms/e/effective-date.aspx